Blogs

My favourite three business books of the year

I have a simple metric for how good I think a book is – the number of text highlights in my Kindle. The three top scorers in the data and digital category for 2018 are Digital Ape: how to live...

Personal Data Portability – Keys to the car. But no highway code, no driving lessons, and no road map

Fuelled by the ubiquity of personal digital devices and, increasingly the Internet of Things, the growth in personal data is explosive. The scope and scale of this personal data revolution mean that the intelligent use of the data can offer...

Building on Data Portability to deliver the big prize: Data Mobility

Individuals’ rights over their personal data, as now established by the GDPR, creates a firm legal basis for personal data portability, and for initiatives to promote economic and societal use of personal data. However, the GDPR does not create the...

The Directed Innovation Framework – A powerful new business innovation tool: blending customer-centred analytics with design-led techniques

Sophisticated analytical techniques are widely used to support business decision making and problem-solving, helping companies forward plan, manage risks and grow markets. However, there are changes too complex, wide-reaching and unknown to comprehend through analysis alone. Nowhere is this truer...

Why complying with GDPR is not enough

The next digital titan will come out of Europe – or at least it should – courtesy of GDPR. More broadly it will trigger a new dimension for competitive advantage across all sectors and most of the globe – given...

The ecosystems incumbents should build

In my previous post I suggested that when creating their Open Banking app store offerings, incumbents should seek to should leverage their strengths in risk management and product creation, along with the high levels of consumer trust they enjoy –...

The type of disruption Open Banking will bring

In Zone to Win, Geoffrey Moore draws a distinction between three different types of disruption that a sector can face – infrastructure, operating model and business model. Infrastructure disruption can be relatively easily accommodated. At the other end of the...

Why our fear of robots is overblown

Automating activities is far harder than it may seem. It works well when there is a high volume of repetitive tasks. But what looks repetitive at a high level can be much more variable when looked at granularly, step-by-step. Typically...

Does AI augment or replace human capabilities?

AI is a prediction technology. It is a tool we use to mitigate uncertainty about the past, present or future – to understand why something has happened, to coalesce fuzzy data to understand what is happening now and to forecast...

Why we should rename AI

My first involvement with AI project came five years ago. Except we weren’t calling it AI then, we were calling it analytics. The project entailed integrating predictive modelling with a decision engine to personalise what customers would be offered when...

Open Banking Game – Changers for 2018

Open Banking Game – Changers for 2018 Open banking will reshape the UK banking landscape. It empowers consumers to use their banking transaction data for their benefit – to make better decisions and make their lives easier. The full impacts...

Trust and the gig economy – Gary Bramall, CMO, mytaxi

In the first of a series of guest blogs ahead of PIE 2017, Gary Bramall, CMO, mytaxi, looks at the impact of trust in the gig economy. You can hear more from mytaxi at PIE2017. It can be easy to assume that...

Open banking is coming like a train, but is anyone even aware they are on its tracks? – Brad Goodall, Co-Founder & CDO, 10X Future Technologies

In the first of a series of guest blogs ahead of PIE 2017, Brad Goodall, co-founder of 10X, looks at the potential impact of Open Banking. You can hear more from 10X at PIE’s Future of Finance session, which will...

Consent is the key to the commercial challenges of GDPR

The last time data regulation was introduced we were averaging less than two hours a day connected to the web, today, we average over 22 hours. Back then, the vast majority of data usage was transactional; used to improve business...

Worldpay takeover just the start of a sea change for the cashless society

The Telegraph – Worldpay takeover just the start of a sea change for the cashless society Lucy Burton – 8 July 2017 IT IS hardly a household name, in fact few people will have ever heard of Worldpay. Yet, the...

More than rules: why the Conservative manifesto could be right on data | Liz Brandt, CEO

This election has been one of the most turbulent in memory. For the Conservative party, it has been dominated by furore around the ‘dementia tax’, Theresa May’s abstention from the debates and repeated claims of strength and stability – not...

GDPR, one year out: Ctrl-Shift calls on businesses to act now or become tomorrow’s Yahoo | Press release

25th May 2017: Ctrl-Shift, a consultancy that helps businesses grow and innovate in the digital economy, has today warned that no big business will be fully ready for GDPR (General Data Protection Regulation), which will come into force one year from...

Our personal data is being manipulated for political gain – we need to take control of it

Politics has long been a dirty game. Way back in 1828, John Quincy Adams and Andrew Jackson fought in what is considered the dirtiest election ever, where the mudslinging Jackson accused Adams of providing a young virgin for the Tsar...

A view from an ICO soapbox | Will Kemble-Clarkson, Ctrl-Shift

A couple of weeks back, I was invited by the Information Commissioner’s Office (ICO) to come and give a ten-minute soapbox at their annual conference, a few folk have asked me to share what was said; it went something like...

Who dares wins | Liz Brandt, CEO

Last week, America’s House of Representatives made a landmark decision on consumer privacy. The House repealed Obama-era rules put in place by the Federal Communication Commission (FCC), rules which govern Internet Service Providers (ISPs) access to and use of consumers’...

Me2B makes waves at Mobile World Congress ’17 | Liz Brandt, CEO

This week has seen Mobile World Congress (MWC) 2017 deliver the latest and greatest new technology, new services and initiatives, from the biggest and most successful brands – the great and good, from telco, social, banking and more. What is...